Iowa paycheck calculator
Iowa taxes wages at a flat 3.80%, the same rate whatever you earn. Enter your pay below to see what reaches your account.
Where every dollar goes
2026 tax year · 26 pay periods| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,615.38 | $68,000.00 |
| 401(k) contribution | −$130.77 | −$3,400.00 |
| Federal income tax | −$130.46 | −$3,392.00 |
| Social Security | −$162.15 | −$4,216.00 |
| Medicare | −$37.92 | −$986.00 |
| Iowa state income tax | −$56.42 | −$1,466.80 |
| Take-home pay | $2,097.66 | $54,539.20 |
How Iowa withholding is worked out
Your employer starts from gross pay for the period and annualizes it. Pre-tax items such as a 401(k) contribution and a Section 125 health premium come off first. Federal income tax is then worked out bracket by bracket against the 2026 tables after the standard deduction, and Iowa applies its own schedule.
Social Security is charged at 6.2% on the first $184,500 of wages for 2026. Medicare is 1.45% on everything, with an extra 0.9% once you pass $200,000. Neither is reduced by a 401(k) contribution, which is why your Social Security wage figure on a W-2 is usually higher than your federal wage figure.
Local taxes in Iowa
School districts add a surtax settled on the annual return, not withheld. Local rates are set by each jurisdiction, so check your own address before relying on a single figure. The calculator above covers federal and state withholding.
Common questions about Iowa pay
- How much is $68,000 after tax in Iowa?
- On a $68,000 salary in Iowa, filing jointly with a 5% 401(k) contribution, take-home pay works out to about $54,539 a year, or $2,097.66 every two weeks. That is an effective rate of 14.8%.
- Does Iowa have a state income tax?
- Iowa taxes wages at a flat 3.80%, the same rate whatever you earn.
- What is withheld from a Iowa paycheck?
- Federal income tax, Social Security at 6.2% up to $184,500, and Medicare at 1.45% with no cap, plus Iowa state income tax.
- Does a 401(k) contribution lower Iowa state tax?
- Yes. Pre-tax 401(k) contributions reduce the wages Iowa taxes, as well as your federal taxable wages. They do not reduce Social Security or Medicare, which are charged on pay before the deferral.
- What is the Iowa supplemental or bonus tax rate?
- Iowa withholds 3.80% on bonuses and other supplemental wages paid separately from regular pay.
Also known as
People look for this tool as the Iowa paycheck calculator, paycheck calculator Iowa, IA paycheck calculator, Iowa take home pay calculator, Iowa salary calculator and the Iowa hourly paycheck calculator. They all do the same job: turn a salary or hourly rate into the amount that lands in your account in Iowa.